Safeguard your property.
Buildings insurance covers the structure of your home and permanent fixtures.
Policies may cover garages, greenhouses, and garden sheds, although they can differ from policy to policy.
It covers the cost of structural damage made to your home due to floods, subsidence, or fire. It can also cover permanent fixture and fittings such as:
- Walls, floors pipework and electrics
- Baths, toilets and fitted kitchens.
It's a conditional purchase for anyone who has a mortgage.
Already have a quote? We'll compare the market and provide you with expert advice on the best deals. Price comparison sites can strip cover down to make the premium as cheap as possible, leading to clients finding out at the point of claim that they are not covered for what they thought. Just tell us a little about yourself, and the property you want to insure, and we will put together a list of quotes tailored to your exact requirements.
Safeguard your possessions.
This type of insurance covers loss or damage to all the things in your home which are not part of the structure or the building.
Contents insurance covers your belongings against theft, damage, or loss. It can protect items such as:
- Television and electrical items
- Personal items and valuables
- Kitchen equipment
- Household goods
- Furniture
You'll be covered as standard against theft and losses from things like fires, floods and weather damage.
Though a lot of our items can be considered irreplaceable, it can be comforting to know that you wouldn't be out of pocket if you had to replace things such as kitchen equipment! If you are renting and looking for cover, we will compare the market and provide you with expert advice on the best deals. Just tell us a little about yourself, the property, and the contents you want to insure, and we will compile a list of quotes tailored to your exact requirements.
As with all insurance products, the cheapest option is not always the best. We recommend aiming for a balance between cost and cover, so you can avoid under-insuring yourself or overpaying for a policy you do not need.
Safeguard your Investment Property.
Landlord insurance should always include buildings insurance, which protects the structure of the property from damage and the cost of any repairs should they be needed. Contents cover is another important part of a policy. This protects against the cost of restoring any fixtures or fittings that may be damaged during the term of a tenancy. Contents cover can also cover the cost of items in the property such as:
- Carpets
- Blinds
- Kitchen equipment
- Household goods
- Furniture
You will be covered as standard against theft and losses from things like fires, floods, and weather damage.
There are added benefits you can talk to us about which can make your cover more comprehensive:
- Accidental Damage for buildings and/or contents.
- Legal Expenses - covers the cost of defending your legal rights. Includes Repossession Cover and more.
- Rent Guarantee - Can cover unpaid rent if your tenant or ex-tenant is still in your residential property.
- Malicious Damage by Tenants.
As with all insurance products, the cheapest option is not always the best. We recommend aiming for a balance between cost and cover, so you can avoid under-insuring yourself or overpaying for a policy you do not need.
Safeguard your Home or Investment Property when most Insurers say NO.
Sometimes a property is tricky to protect with traditional insurance providers but that does not mean we can't get you covered! We work with a panel of specialist insurers who understand unusual circumstances and could offer the cover you need. We can discuss cover for circumstances such as:
- Flood Risk
- Holiday Homes
- Flat Roof
- Non-Standard Construction
- A listed Property
- And many more!
Talk with the team today! We only work with comprehensive policies that will give you the best chance of getting a pay out if the worse happened and you had to make a claim. Not to mention we are hands on with an in-house claims process. If you need to make a claim, just give us a call and we will liaise with the insurer and work with you to get the best outcome possible.
As with all insurance products, the cheapest option is not always the best. We recommend aiming for a balance between cost and cover, so you can avoid under-insuring yourself or overpaying for a policy you do not need.
Extra protection when you need it the most!
There are a number of added benefits that are not always understood when talking about Buildings and Contents Insurance. These benefits can end up saving you more than you think if you need to make a claim. So, what are these benefits and what do they cover?
- Accidental Damage - Accidental damage is sudden and unexpected damage to your property or contents by an external force. E.g., Breaking a window or spilling a drink and staining the carpet.
- Personal Possessions - This cover will protect your everyday belongings away from the home such as a laptop or Bicycle, against theft, loss, or damage.
- Home Emergency - Home Emergency is one of the most comprehensive benefits and offers protection when you need it most. It is there for those expensive emergencies! It can supply alternate accommodation if your home becomes inhabitable. You can even protect against lost keys, burst pipes, blocked drains, and boiler breakdowns. The list goes on.
- Legal Expenses Cover - Legal Expenses can cover you for a range of scenarios and disputes including but not limiting; Personal Injury, Employment disputes, Boundary disputes (and other problems with neighbours), Medical Negligence and much more.
Our Advisers are on hand to discuss each choice and to explain how they work. They never pressure you to take anything and would never recommend if it were not right for your circumstances. They will enable you to make an informed decision on what's right for you.
As with all insurance products, the cheapest option is not always the best. We recommend aiming for a balance between cost and cover, so you can avoid under-insuring yourself or overpaying for a policy you do not need.
